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Members of Staff and Elected Officials |
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Palisadoes Co-operative credit Union Ltd.
Phone #924-8206,932-7107/10,9248085,9248206,924-8189,9248716,9248702
Maxine P. Wilson J.P -General Manager
HEAD OFFICE-NORMAN MANLEY INT'L AIRPORT
Tracy-ann Walters - Accoutant/Accounts Supervisor
Murglin Morris - Accounting Clerk
Jermaine Elliott - Accounting Clerk
Claudine Purboo - Member Service Supervisor
Kadene Mckenzie - Member Sevices Representative
Tishaun Chin Member Services Representative
Kayon bennett - Relation Officer
Angela Dormer - Debt recovery & Securities Officer
Damion Dyer - Credit Officer
Peter Crawford - Information Technology Officer
Veronica Smith - Admin Officer/HR
Lydia James - Filing Clerk
Tamisha Williams - Office Assistant
Sybil Cole - Receptionist
MONTEGO BAY BRANCH - SANGSTER INT''L AIRPORT
Jeneive Roach - Branch Coordinator
Shericka Thorpe - Member Services Representative
Ivylin Smith - Office Assistant
Jermaine Hawthorne -(temp) Cashier
CARIB CEMENT COMPANY BRANCH - ROCKFORT (KGN)
Keisha Bailey - Branch Coordinator
Marcia Sergeant - Palmer - Member Services Representative
Occero Fuller - (temp) Cashier
BOARD OF DIRECTORS 2009-2010
Jeffrey Spooner -President
Robert Thelwell - Vice Present
Allan Bucknol -Tresurer
Anthony Young - Assistant Tresurer
Orville Shaw -Secretary
Celay Harwood-Gayle- assistant Secretary
Charmaine Dacosta - Director
CREDIT COMMITTEE 2009-2010
kerby Wright - chair
Maxine Thorpe -Secretary
Pamela Chuck - Member
Audre Lindo -member
Berthlyn Plummer - Member
SUPERVISORY COMMITTEE 2009-2010
Newton Newland -Chair
Dervin Aiken - Secretary
Jossette Mckenzie-Member
Paul Ford - member
Nicola Reid -Member
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FINANCIAL HIGHLIGHTSTen-year Statistical Review ($’m)
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2000 |
2001 |
2002 |
2003 |
2004 |
2005 |
2006 |
2007 |
2008 |
2009 |
| Shares |
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158.33 |
201.09 |
230.62 |
254.96 |
288.60 |
307.80 |
367.29 |
418.44 |
502.03 |
545.79 |
| Saving/Deposits |
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13.12 |
24.54 |
50.01 |
72.64 |
82.76 |
86.36 |
139.72 |
160.73 |
160.02 |
210.88 |
| Gross Loans |
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151.76 |
206.43 |
241.12 |
322.07 |
386.19 |
419.25 |
529.30 |
617.36 |
717.80 |
772.15 |
| Total Assets |
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205.32 |
277.67 |
350.90 |
415.06 |
486.7 |
538.18 |
672.84 |
782.36 |
914.41 |
1,046.34 |
| Net Income |
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9.80 |
20.17 |
21.67 |
29.73 |
28.67 |
38.34 |
40.06 |
52.29 |
15.16* |
25.20* |
| Inst. Capital |
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9.96 |
21.42 |
30.74 |
42.36 |
60.30 |
71.83 |
83.88 |
102.71 |
139.28 |
175.15 |
| Membership |
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5,176 |
5,902 |
6,535 |
6,760 |
7,200 |
7.846 |
8,750 |
8,896 |
9.400 |
8,194+ |
| Gross Income |
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30.02 |
40.39 |
48.58 |
63.71 |
66.43 |
81.25 |
95.76 |
111.6 |
138.45 |
149.00 |
| Dividend |
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2.53 |
8.05 |
11.40 |
14.38 |
16.65 |
20.20 |
23.08 |
27.00 |
33.18 |
33.69 |
+ Removal of dormant accounts and members who have not satisfied minimum shares requirements* Restated to conform to IFRS Standards
OUR SERVICES
We continue to meet the needs of the membership by the offering of various products/services. These include:
LOANS
- Various types of loans at very competitive rates
- Monthly Loans Special
- Easi-loan Credit Facility
- Business/Project Loans
- Micro- Enterprise Loans
- Home Acquisition/Improvement
- Xmas and other special events Loans
INSURANCE
- Family Indemnity Plan
- Health Insurance
- Loan Protection & Life Savings Insurance
INVESTMENTS
- Fixed Deposits at competitive rates
- Special Deposits
- SMART-Pac Savings Account for Children
- The Pali-Partner Plan
- Golden Harvest Savings
- Christmas Club
OTHER SERVICES
- Debit/Credit Point of Sale Facility
- ATM Multi-link Services
- Salary Payment Option
- NCB Internet Payment Option
- Standing Order Payments
- Limited Legal Services
- Financial Counselling
- Various Remittance Services
- Travelling Officers’ Facility
- Credit Union Mortgage Benefit Option (CUMBO) – a joint arrangement with VMBS for the provision of long-term mortgage loans to the membership.
OUR CORPORATE RESPONSIBILITY
We continue to respond in a timely and appropriate manner to requests for outreach assistance from various individuals and organizations. Our involvement in social issues continues to foster partnerships that are mutually beneficial. We are pleased to have been able to provide assistance to a number of organizations throughout 2007. Among them are: Dare to Care, My Father's House, Bull Bay Police Station, Happy Venture Basic School, Greenpond Primary & Infant School, National Council for Senior Citizens, NMIA Walk-a-thon and Mary Bond Basic School.
In addition we continue to provide support to the eleven (11) basic schools that falls under the SMART-Pac Savings Programme. We also continue to provide scholarships to both members and children who are members of the SMART-Pac Savings Account for Childre.
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The Credit Union is determined to fulfill the needs of its members and other publics, and as such continues to be a viable alternative for both members and prospective members.
We will constantly continue to seek other avenues to better the lives of our members both socially and economically. We intend to continue on the path of expanding our outreach activities to the wider community and play a pivotal role in communities within our bond.
Totally dedicated to nation building, we will do whatever is necessary within our limitations to make our contribution to its development. We continue to put our members first and will constantly seek new ways to ensure that their financial needs are met.
Our theme "Flying to New Horizons" will be even more applicable as we continue to pursue a better way of life for our members
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Company Profile